Pay Later with Paypal

Buy Now, Pay Later with PayPalCredit

PayPal Credit is like a credit card without the plastic. And with 0% interest for 4 months on all purchases of £99 or more, it's the perfect way to spread the cost of larger online purchases.

0% Offer: A 0% interest offer you can use again and again.

The 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you'll automatically get 0% for 4 months every time you spend over £99. So, if you're planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

How 0% offer works?

1 - Spend £99 or more in one go with PayPal Credit.

2 - Then automatically get 0% interest for 4 months on that purchase.

3 - Even better, you can use this offer again and again on every purchase over £99.

No card. No hassle: Just Credit with Plenty of Benefits.

Instant access - If approved, you can start shopping straightaway with PayPal Credit.

Offer never expires - 0% interest for 4 months every single time you spend £99 or more in one go.

Convenient way to shop - PayPal Credit is accepted at thousands of online stores.

On your side - We know how busy you can be so we'll send you payment reminders.

Pay in instalments - Monthly instalment offers at selected merchants so you can spread the cost over longer periods.

In safe hands - Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

Easy management - Manage your PayPal account anywhere – on your desktop, mobile or tablet.

Shop faster - Speed through checkout quicker and easier with just an email address and password.

FAQ

1. What is PAYPAL?

PayPal provides an easy and quick way to send and request money online. You can transfer money (abroad) to family, friends, online shops, and auction sites like eBay.

2. What are PayPal Pay Later offers?

When customers shop online, PayPal offers short-term, interest-free payments and other special financing options that they can use to buy now and pay later while you get paid up front. Our dynamic Pay Later messaging shows customers the right offer for what they're buying, and Pay Later offers are included in PayPal Checkout, at no additional costs.

Pay Later options include the following:

UK:

Pay in 3, which UK buyers can use to pay for purchases of £30 to £2,000 in three, interest-free payments.

PayPal Credit, which has two promotional offers: 0% for 4 months on purchases over £99, and merchant-specific Instalment offers.

3. Why I have been declined for PayPal Credit?

We'll email you with more information about why your application for PayPal Credit was unsuccessful. If you apply during check out and get declined for PayPal Credit, you can still use PayPal to check out securely with your debit or credit card.

If you want to re-apply, you will be able to 35 days after your last application.

4. What currency does PayPal Credit Support?

PayPal Credit can be used to purchase items in all currencies that PayPal supports.

5. I accidently used PayPal Credit for a purchase how can I clear my purchase?

The first option is to contact the merchant and see if they can cancel the order. If it's too late for the merchant to do so, then you can return the goods to receive the refund direct to your PayPal Credit account.

6. Does PayPal Buyer Protection apply to my PayPal Credit purchases?

Yes. If an eligible item that you've bought online doesn't arrive or doesn't match the seller's description, PayPal Buyer Protection will reimburse you. Buyer Protection covers all your PayPal purchases including those paid with PayPal Credit.

7. What is the difference between Pay After Delivery and PayPal Credit?

Pay After Delivery is a payment method that we're offering to selected customers, where you don't pay for your item until after you've received it.

We pay the seller immediately, so they can send you the item straight away, but we wait for 14 days before we debit the money from your bank account. This gives you time to receive and view your item before you pay. If the item doesn't arrive or isn't what you expected, you've 180 days from the transaction date to report a problem as usual.